PRUlink Investor Account Plus
What is PRUlink Investor Account Plus?
* Single premium unit-linked plans with low upfront charges
* Pays sum assured or FUND VALUE whichever is higher upon passing away during the entire life span (age 100) of the insured.
Start growing your funds with one-time payment
Pay once and get your plan immediately with no medical requirements necessary if you have no additional benefits to avail.
Choose from a superior selection of funds
Get greater potential for returns on your investment component with a roster of expertly-managed funds.
Switch funds for free
Change the fund where your premium is invested in with up to four free fund switches every year.
Receive regular quarterly cash payouts
Get potential regular payouts of up to 6% per year or 1.5% per quarter when you invest in the new PRULink Cash Flow Fund Plus.
Product Features
Payment term
Enjoy the ease of availing this product through one-time payment and the option to top up on the investment component anytime.
Duration of coverage
The duration of the coverage is up to 100 years old insured(or up to age 100 of insured).
Age requirement
The plan is eligible for applicants from 0 to 70 years old for the insured, 18 to 99 years old for the policyowner.
Minimum annual payment
Payment starts at PhP 100,000.00
Core Benefits
Death benefit - 125% of single premium plus 125% of top-ups less 125% of all partial withdrawals or the fund value, whichever is higher, if death occurs after two (2) years from the effective date of the policy
Maturity benefit - fund value
Optional Benefits
Protection against accident, death, and disability:
Non-accelerated Total and Permanent Disability – an additional cash benefit if the insured becomes totally and permanently disabled due to bodily injury or disease.
Personal Accident – a comprehensive accident rider that gives cash benefit in the event the insured suffers injuries, disability, or death due to accidents.
Additional Term – additional cash benefit given if the insured dies within the term coverage period.
Fund Selection
A single-pay investment-linked life insurance that helps you achieve your medium- to long-term financial goals while giving you protection.
PRUMillionaire
What is PRUMillionaire?
An investment-linked life insurance plan that maximizes the value of investment with a superior selection of funds
Starts with a minimum of PhP1,000,000 or USD20,000
Enjoys protection coverage equal to 125% of the single premium or the fund value, whichever is higher
Hassle-free sign-up with no health underwriting and health declaration at the time of application
Get more for your investment
Maximize the value of your investment component through a significantly lower initial charge of 0.5%.
Grow your funds with one-time payment
Pay once and get issued a plan with no medical requirements necessary.
Adjust your investments
Flexibility at its finest with four (4) free fund switches and the option to top up anytime.
Receive regular quarterly cash payouts
Get potential regular payouts of up to 6% per year or 1.5% per quarter when you invest in the new PRULink Cash Flow Fund Plus.
Product Features
Payment term
Enjoy the ease of availing this product through one-time payment and the option to top up on the investment component anytime.
Duration of coverage
The duration of the coverage is up to 100 years(or up to age 100 of insured).
Age requirement
The plan is eligible for applicants from 0 to 70 years old for the insured, 18 to 99 years old for the policy owner.
Minimum payment
Payment starts at PhP 1,000,000.00
Core Benefits
Death benefit - 125% of single premium plus 125% of top-ups less 125% of all partial withdrawals or the fund value, whichever is higher
Maturity benefit - fund value
Fund Selection
Here's a Sample Proposal:
for a 30-year old healthy individual with investment projected at 10% return
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